// JavaScript Document
function CurrencyFormatted(amount)
{
	var i = parseFloat(amount);
	if(isNaN(i)) { i = 0.00; }
	var minus = '';
	if(i < 0) { minus = '-'; }
	i = Math.abs(i);
	i = parseInt((i + .005) * 100);
	i = i / 100;
	s = new String(i);
	if(s.indexOf('.') < 0) { s += '.00'; }
	if(s.indexOf('.') == (s.length - 2)) { s += '0'; }
	s = minus + s;
	return s;
}

function isValidDate(subject){ 
  if (subject.match(/^(?:(0[1-9]|1[012])[\- \/.](0[1-9]|[12][0-9]|3[01])[\- \/.](19|20)[0-9]{2})$/)){ 
    return true; 
  }else{ 
    return false; 
  } 
} 





function r8total(form) {	
	if (isNaN(form.policy.value)) {
		alert("Please enter numbers only in the New Loan Amount field.  Do not use dollar signs, commas or decimals.");
			return false;
		} else {
			
		p = eval(form.policy.value);
		
		if (p == 0) {
			(p = 0)
		}
		else if (p <=10000) {
			(p = 229)
		}
		else if (p <=10500) {
			(p=233)
		}
		else if (p <=11000) {
			(p=235)
		}
		else if (p <=11500) {
			(p=239)
		}
		else if (p <=12000) {
			(p=243)
		}
		else if (p <=12500) {
			(p=246)
		}
		else if (p <=13000) {
			(p=250)
		}
		else if (p <=13500) {
			(p=254)
		}
		else if (p <=14000) {
			(p=257)
		}
		else if (p <=14500) {
			(p=260)
		}
		else if (p <=15000) {
			(p=262)
		}
		else if (p <=15500) {
			(p=266)
		}
		else if (p <=16000) {
			(p=270)
		}
		else if (p <=16500) {
			(p=274)
		}
		else if (p <=17000) {
			(p=277)
		}
		else if (p <=17500) {
			(p=281)
		}
		else if (p <=18000) {
			(p=285)
		}
		else if (p <=18500) {
			(p=287)
		}
		else if (p <=19000) {
			(p=290)
		}
		else if (p <=19500) {
			(p=293)
		}
		else if (p <=20000) {
			(p=298)
		}
		else if (p <=20500) {
			(p=301)
		}
		else if (p <=21000) {
			(p=305)
		}
		else if (p <=21500) {
			(p=308)
		}
		else if (p <=22000) {
			(p=312)
		}
		else if (p <=22500) {
			(p=315)
		}
		else if (p <=23000) {
			(p=318)
		}
		else if (p <=23500) {
			(p=321)
		}
		else if (p <=24000) {
			(p=325)
		}
		else if (p <=24500) {
			(p=328)
		}
		else if (p <=25000) {
			(p=333)
		}
		else if (p <=25500) {
			(p=335)
		}
		else if (p <=26000) {
			(p=339)
		}
		else if (p <=26500) {
			(p=342)
		}
		else if (p <=27000) {
			(p=345)
		}
		else if (p <=27500) {
			(p=348)
		}
		else if (p <=28000) {
			(p=352)
		}
		else if (p <=28500) {
			(p=355)
		}
		else if (p <=29000) {
			(p=359)
		}
		else if (p <=29500) {
			(p=362)
		}
		else if (p <=30000) {
			(p=366)
		}
		else if (p <=30500) {
			(p=369)
		}
		else if (p <=31000) {
			(p=373)
		}
		else if (p <=31500) {
			(p=376)
		}
		else if (p <=32000) {
			(p=379)
		}
		else if (p <=32500) {
			(p=383)
		}
		else if (p <=33000) {
			(p=386)
		}
		else if (p <=33500) {
			(p=390)
		}
		else if (p <=34000) {
			(p=393)
		}
		else if (p <=34500) {
			(p=397)
		}
		else if (p <=35000) {
			(p=400)
		}
		else if (p <=35500) {
			(p=404)
		}
		else if (p <=36000) {
			(p=407)
		}
		else if (p <=36500) {
			(p=410)
		}
		else if (p <=37000) {
			(p=413)
		}
		else if (p <=37500) {
			(p=417)
		}
		else if (p <=38000) {
			(p=421)
		}
		else if (p <=38500) {
			(p=425)
		}
		else if (p <=39000) {
			(p=427)
		}
		else if (p <=39500) {
			(p=431)
		}
		else if (p <=40000) {
			(p=434)
		}
		else if (p <=40500) {
			(p=443)
		}
		else if (p <=41000) {
			(p=440)
		}
		else if (p <=41500) {
			(p=445)
		}
		else if (p <=42000) {
			(p=448)
		}
		else if (p <=42500) {
			(p=452)
		}
		else if (p <=43000) {
			(p=454)
		}
		else if (p <=43500) {
			(p=458)
		}
		else if (p <=44000) {
			(p=461)
		}
		else if (p <=44500) {
			(p=465)
		}
		else if (p <=45000) {
			(p=469)
		}
		else if (p <=45500) {
			(p=472)
		}
		else if (p <=46000) {
			(p=475)
		}
		else if (p <=46500) {
			(p=479)
		}
		else if (p <=47000) {
			(p=481)
		}
		else if (p <=47500) {
			(p=485)
		}
		else if (p <=48000) {
			(p=489)
		}
		else if (p <=48500) {
			(p=493)
		}
		else if (p <=49000) {
			(p=496)
		}
		else if (p <=49500) {
			(p=499)
		}
		else if (p <=50000) {
			(p=503)
		}
		else if (p <=50500) {
			(p=506)
		}
		else if (p <=51000) {
			(p=508)
		}
		else if (p <=51500) {
			(p=512)
		}
		else if (p <=52000) {
			(p=516)
		}
		else if (p <=52500) {
			(p=520)
		}
		else if (p <=53000) {
			(p=523)
		}
		else if (p <=53500) {
			(p=527)
		}
		else if (p <=54000) {
			(p=530)
		}
		else if (p <=54500) {
			(p=533)
		}
		else if (p <=55000) {
			(p=536)
		}
		else if (p <=55500) {
			(p=539)
		}
		else if (p <=56000) {
			(p=544)
		}
		else if (p <=56500) {
			(p=547)
		}
		else if (p <=57000) {
			(p=550)
		}
		else if (p <=57500) {
			(p=554)
		}
		else if (p <=58000) {
			(p=558)
		}
		else if (p <=58500) {
			(p=560)
		}
		else if (p <=59000) {
			(p=564)
		}
		else if (p <=59500) {
			(p=567)
		}
		else if (p <=60000) {
			(p=571)
		}
		else if (p <=60500) {
			(p=575)
		}
		else if (p <=61000) {
			(p=578)
		}
		else if (p <=61500) {
			(p=581)
		}
		else if (p <=62000) {
			(p=585)
		}
		else if (p <=62500) {
			(p=589)
		}
		else if (p <=63000) {
			(p=591)
		}
		else if (p <=63500) {
			(p=594)
		}
		else if (p <=64000) {
			(p=598)
		}
		else if (p <=64500) {
			(p=602)
		}
		else if (p <=65000) {
			(p=605)
		}
		else if (p <=65500) {
			(p=608)
		}
		else if (p <=66000) {
			(p=612)
		}
		else if (p <=66500) {
			(p=617)
		}
		else if (p <=67000) {
			(p=620)
		}
		else if (p <=67500) {
			(p=621)
		}
		else if (p <=68000) {
			(p=625)
		}
		else if (p <=68500) {
			(p=629)
		}
		else if (p <=69000) {
			(p=632)
		}
		else if (p <=69500) {
			(p=635)
		}
		else if (p <=70000) {
			(p=640)
		}
		else if (p <=70500) {
			(p=644)
		}
		else if (p <=71000) {
			(p=647)
		}
		else if (p <=71500) {
			(p=649)
		}
		else if (p <=72000) {
			(p=652)
		}
		else if (p <=72500) {
			(p=656)
		}
		else if (p <=73000) {
			(p=660)
		}
		else if (p <=73500) {
			(p=663)
		}
		else if (p <=74000) {
			(p=667)
		}
		else if (p <=74500) {
			(p=671)
		}
		else if (p <=75000) {
			(p=674)
		}
		else if (p <=75500) {
			(p=676)
		}
		else if (p <=76000) {
			(p=680)
		}
		else if (p <=76500) {
			(p=683)
		}
		else if (p <=77000) {
			(p=687)
		}
		else if (p <=77500) {
			(p=690)
		}
		else if (p <=78000) {
			(p=694)
		}
		else if (p <=78500) {
			(p=698)
		}
		else if (p <=79000) {
			(p=702)
		}
		else if (p <=79500) {
			(p=703)
		}
		else if (p <=80000) {
			(p=707)
		}
		else if (p <=80500) {
			(p=711)
		}
		else if (p <=81000) {
			(p=715)
		}
		else if (p <=81500) {
			(p=717)
		}
		else if (p <=82000) {
			(p=721)
		}
		else if (p <=82500) {
			(p=725)
		}
		else if (p <=83000) {
			(p=729)
		}
		else if (p <=83500) {
			(p=731)
		}
		else if (p <=84000) {
			(p=734)
		}
		else if (p <=84500) {
			(p=739)
		}
		else if (p <=85000) {
			(p=742)
		}
		else if (p <=85500) {
			(p=745)
		}
		else if (p <=86000) {
			(p=748)
		}
		else if (p <=86500) {
			(p=752)
		}
		else if (p <=87000) {
			(p=756)
		}
		else if (p <=87500) {
			(p=759)
		}
		else if (p <=88000) {
			(p=762)
		}
		else if (p <=88500) {
			(p=766)
		}
		else if (p <=89000) {
			(p=770)
		}
		else if (p <=89500) {
			(p=772)
		}
		else if (p <=90000) {
			(p=775)
		}
		else if (p <=90500) {
			(p=779)
		}
		else if (p <=91000) {
			(p=783)
		}
		else if (p <=91500) {
			(p=787)
		}
		else if (p <=92000) {
			(p=789)
		}
		else if (p <=92500) {
			(p=793)
		}
		else if (p <=93000) {
			(p=797)
		}
		else if (p <=93500) {
			(p=801)
		}
		else if (p <=94000) {
			(p=802)
		}
		else if (p <=94500) {
			(p=806)
		}
		else if (p <=95000) {
			(p=811)
		}
		else if (p <=95500) {
			(p=814)
		}
		else if (p <=96000) {
			(p=816)
		}
		else if (p <=96500) {
			(p=820)
		}
		else if (p <=97000) {
			(p=824)
		}
		else if (p <=97500) {
			(p=828)
		}
		else if (p <=98000) {
			(p=830)
		}
		else if (p <=98500) {
			(p=834)
		}
		else if (p <=99000) {
			(p=838)
		}
		else if (p <=99500) {
			(p=841)
		}
		else if (p <=100000) {
			(p=843)
		}
		else if (p <=1000000) {
			p = p-100000
			p = p*.00534
			p = Math.round(p)
			p = p+843
		}
		else if (p <=5000000) {
			p = p-1000000
			p = p*.00439
			p = Math.round(p)
			p = p+5649
		}
		else if (p <=15000000) {
			p = p-5000000
			p = p*.00362
			p = Math.round(p)
			p = p+23209
		}
		else if (p <=25000000) {
			p = p-15000000
			p = p*.00257
			p = Math.round(p)
			p = p+59409
		}
		else if (p > 25000000) {
			p = p-25000000
			p = p*.00155
			p = Math.round(p)
			p = p+85109
		}
	}
	if (isNaN(form.balance.value)) {
		alert("Please enter numbers only in the Existing Loan Balance field.  Do not use dollar signs, commas or decimals.");
			return false;
		} else {
			
		var lb = eval(form.balance.value);
		
		if (lb == 0) {
			(lb = 0)
		}
		else if (lb <=10000) {
			(lb = 229)
		}
		else if (lb <=10500) {
			(lb=233)
		}
		else if (lb <=11000) {
			(lb=235)
		}
		else if (lb <=11500) {
			(lb=239)
		}
		else if (lb <=12000) {
			(lb=243)
		}
		else if (lb <=12500) {
			(lb=246)
		}
		else if (lb <=13000) {
			(lb=250)
		}
		else if (lb <=13500) {
			(lb=254)
		}
		else if (lb <=14000) {
			(lb=257)
		}
		else if (lb <=14500) {
			(lb=260)
		}
		else if (lb <=15000) {
			(lb=262)
		}
		else if (lb <=15500) {
			(lb=266)
		}
		else if (lb <=16000) {
			(lb=270)
		}
		else if (lb <=16500) {
			(lb=274)
		}
		else if (lb <=17000) {
			(lb=277)
		}
		else if (lb <=17500) {
			(lb=281)
		}
		else if (lb <=18000) {
			(lb=285)
		}
		else if (lb <=18500) {
			(lb=287)
		}
		else if (lb <=19000) {
			(lb=290)
		}
		else if (lb <=19500) {
			(lb=293)
		}
		else if (lb <=20000) {
			(lb=298)
		}
		else if (lb <=20500) {
			(lb=301)
		}
		else if (lb <=21000) {
			(lb=305)
		}
		else if (lb <=21500) {
			(lb=308)
		}
		else if (lb <=22000) {
			(lb=312)
		}
		else if (lb <=22500) {
			(lb=315)
		}
		else if (lb <=23000) {
			(lb=318)
		}
		else if (lb <=23500) {
			(lb=321)
		}
		else if (lb <=24000) {
			(lb=325)
		}
		else if (lb <=24500) {
			(lb=328)
		}
		else if (lb <=25000) {
			(lb=333)
		}
		else if (lb <=25500) {
			(lb=335)
		}
		else if (lb <=26000) {
			(lb=339)
		}
		else if (lb <=26500) {
			(lb=342)
		}
		else if (lb <=27000) {
			(lb=345)
		}
		else if (lb <=27500) {
			(lb=348)
		}
		else if (lb <=28000) {
			(lb=352)
		}
		else if (lb <=28500) {
			(lb=355)
		}
		else if (lb <=29000) {
			(lb=359)
		}
		else if (lb <=29500) {
			(lb=362)
		}
		else if (lb <=30000) {
			(lb=366)
		}
		else if (lb <=30500) {
			(lb=369)
		}
		else if (lb <=31000) {
			(lb=373)
		}
		else if (lb <=31500) {
			(lb=376)
		}
		else if (lb <=32000) {
			(lb=379)
		}
		else if (lb <=32500) {
			(lb=383)
		}
		else if (lb <=33000) {
			(lb=386)
		}
		else if (lb <=33500) {
			(lb=390)
		}
		else if (lb <=34000) {
			(lb=393)
		}
		else if (lb <=34500) {
			(lb=397)
		}
		else if (lb <=35000) {
			(lb=400)
		}
		else if (lb <=35500) {
			(lb=404)
		}
		else if (lb <=36000) {
			(lb=407)
		}
		else if (lb <=36500) {
			(lb=410)
		}
		else if (lb <=37000) {
			(lb=413)
		}
		else if (lb <=37500) {
			(lb=417)
		}
		else if (lb <=38000) {
			(lb=421)
		}
		else if (lb <=38500) {
			(lb=425)
		}
		else if (lb <=39000) {
			(lb=427)
		}
		else if (lb <=39500) {
			(lb=431)
		}
		else if (lb <=40000) {
			(lb=434)
		}
		else if (lb <=40500) {
			(lb=443)
		}
		else if (lb <=41000) {
			(lb=440)
		}
		else if (lb <=41500) {
			(lb=445)
		}
		else if (lb <=42000) {
			(lb=448)
		}
		else if (lb <=42500) {
			(lb=452)
		}
		else if (lb <=43000) {
			(lb=454)
		}
		else if (lb <=43500) {
			(lb=458)
		}
		else if (lb <=44000) {
			(lb=461)
		}
		else if (lb <=44500) {
			(lb=465)
		}
		else if (lb <=45000) {
			(lb=469)
		}
		else if (lb <=45500) {
			(lb=472)
		}
		else if (lb <=46000) {
			(lb=475)
		}
		else if (lb <=46500) {
			(lb=479)
		}
		else if (lb <=47000) {
			(lb=481)
		}
		else if (lb <=47500) {
			(lb=485)
		}
		else if (lb <=48000) {
			(lb=489)
		}
		else if (lb <=48500) {
			(lb=493)
		}
		else if (lb <=49000) {
			(lb=496)
		}
		else if (lb <=49500) {
			(lb=499)
		}
		else if (lb <=50000) {
			(lb=503)
		}
		else if (lb <=50500) {
			(lb=506)
		}
		else if (lb <=51000) {
			(lb=508)
		}
		else if (lb <=51500) {
			(lb=512)
		}
		else if (lb <=52000) {
			(lb=516)
		}
		else if (lb <=52500) {
			(lb=520)
		}
		else if (lb <=53000) {
			(lb=523)
		}
		else if (lb <=53500) {
			(lb=527)
		}
		else if (lb <=54000) {
			(lb=530)
		}
		else if (lb <=54500) {
			(lb=533)
		}
		else if (lb <=55000) {
			(lb=536)
		}
		else if (lb <=55500) {
			(lb=539)
		}
		else if (lb <=56000) {
			(lb=544)
		}
		else if (lb <=56500) {
			(lb=547)
		}
		else if (lb <=57000) {
			(lb=550)
		}
		else if (lb <=57500) {
			(lb=554)
		}
		else if (lb <=58000) {
			(lb=558)
		}
		else if (lb <=58500) {
			(lb=560)
		}
		else if (lb <=59000) {
			(lb=564)
		}
		else if (lb <=59500) {
			(lb=567)
		}
		else if (lb <=60000) {
			(lb=571)
		}
		else if (lb <=60500) {
			(lb=575)
		}
		else if (lb <=61000) {
			(lb=578)
		}
		else if (lb <=61500) {
			(lb=581)
		}
		else if (lb <=62000) {
			(lb=585)
		}
		else if (lb <=62500) {
			(lb=589)
		}
		else if (lb <=63000) {
			(lb=591)
		}
		else if (lb <=63500) {
			(lb=594)
		}
		else if (lb <=64000) {
			(lb=598)
		}
		else if (lb <=64500) {
			(lb=602)
		}
		else if (lb <=65000) {
			(lb=605)
		}
		else if (lb <=65500) {
			(lb=608)
		}
		else if (lb <=66000) {
			(lb=612)
		}
		else if (lb <=66500) {
			(lb=617)
		}
		else if (lb <=67000) {
			(lb=620)
		}
		else if (lb <=67500) {
			(lb=621)
		}
		else if (lb <=68000) {
			(lb=625)
		}
		else if (lb <=68500) {
			(lb=629)
		}
		else if (lb <=69000) {
			(lb=632)
		}
		else if (lb <=69500) {
			(lb=635)
		}
		else if (lb <=70000) {
			(lb=640)
		}
		else if (lb <=70500) {
			(lb=644)
		}
		else if (lb <=71000) {
			(lb=647)
		}
		else if (lb <=71500) {
			(lb=649)
		}
		else if (lb <=72000) {
			(lb=652)
		}
		else if (lb <=72500) {
			(lb=656)
		}
		else if (lb <=73000) {
			(lb=660)
		}
		else if (lb <=73500) {
			(lb=663)
		}
		else if (lb <=74000) {
			(lb=667)
		}
		else if (lb <=74500) {
			(lb=671)
		}
		else if (lb <=75000) {
			(lb=674)
		}
		else if (lb <=75500) {
			(lb=676)
		}
		else if (lb <=76000) {
			(lb=680)
		}
		else if (lb <=76500) {
			(lb=683)
		}
		else if (lb <=77000) {
			(lb=687)
		}
		else if (lb <=77500) {
			(lb=690)
		}
		else if (lb <=78000) {
			(lb=694)
		}
		else if (lb <=78500) {
			(lb=698)
		}
		else if (lb <=79000) {
			(lb=702)
		}
		else if (lb <=79500) {
			(lb=703)
		}
		else if (lb <=80000) {
			(lb=707)
		}
		else if (lb <=80500) {
			(lb=711)
		}
		else if (lb <=81000) {
			(lb=715)
		}
		else if (lb <=81500) {
			(lb=717)
		}
		else if (lb <=82000) {
			(lb=721)
		}
		else if (lb <=82500) {
			(lb=725)
		}
		else if (lb <=83000) {
			(lb=729)
		}
		else if (lb <=83500) {
			(lb=731)
		}
		else if (lb <=84000) {
			(lb=734)
		}
		else if (lb <=84500) {
			(lb=739)
		}
		else if (lb <=85000) {
			(lb=742)
		}
		else if (lb <=85500) {
			(lb=745)
		}
		else if (lb <=86000) {
			(lb=748)
		}
		else if (lb <=86500) {
			(lb=752)
		}
		else if (lb <=87000) {
			(lb=756)
		}
		else if (lb <=87500) {
			(lb=759)
		}
		else if (lb <=88000) {
			(lb=762)
		}
		else if (lb <=88500) {
			(lb=766)
		}
		else if (lb <=89000) {
			(lb=770)
		}
		else if (lb <=89500) {
			(lb=772)
		}
		else if (lb <=90000) {
			(lb=775)
		}
		else if (lb <=90500) {
			(lb=779)
		}
		else if (lb <=91000) {
			(lb=783)
		}
		else if (lb <=91500) {
			(lb=787)
		}
		else if (lb <=92000) {
			(lb=789)
		}
		else if (lb <=92500) {
			(lb=793)
		}
		else if (lb <=93000) {
			(lb=797)
		}
		else if (lb <=93500) {
			(lb=801)
		}
		else if (lb <=94000) {
			(lb=802)
		}
		else if (lb <=94500) {
			(lb=806)
		}
		else if (lb <=95000) {
			(lb=811)
		}
		else if (lb <=95500) {
			(lb=814)
		}
		else if (lb <=96000) {
			(lb=816)
		}
		else if (lb <=96500) {
			(lb=820)
		}
		else if (lb <=97000) {
			(lb=824)
		}
		else if (lb <=97500) {
			(lb=828)
		}
		else if (lb <=98000) {
			(lb=830)
		}
		else if (lb <=98500) {
			(lb=834)
		}
		else if (lb <=99000) {
			(lb=838)
		}
		else if (lb <=99500) {
			(lb=841)
		}
		else if (lb <=100000) {
			(lb=843)
		}
		else if (lb <=1000000) {
			lb = lb-100000
			lb = lb*.00534
			lb = Math.round(lb)
			lb = lb+843
		}
		else if (lb <=5000000) {
			lb = lb-1000000
			lb = lb*.00439
			lb = Math.round(lb)
			lb = lb+5649
		}
		else if (lb <=15000000) {
			lb = lb-5000000
			lb = lb*.00362
			lb = Math.round(lb)
			lb = lb+23209
		}
		else if (lb <=25000000) {
			lb = lb-15000000
			lb = lb*.00257
			lb = Math.round(lb)
			lb = lb+59409
		}
		else if (lb > 25000000) {
			lb = lb-25000000
			lb = lb*.00155
			lb = Math.round(lb)
			lb = lb+85109
		}
	
	}	
	
	var t19tot = p *.05;
		
	
	
	t42checked = form.t42t.value;
	if (t42checked !=0) {
	var t42tot = p *.25;
		
		}
	else { t42tot= 0;
	}
	
	t421checked = form.t421t.value;
	if (t421checked !=0) {
	var t421tot = p *.15;
		
		}
	else { t421tot= 0;
	}
	
	var olddate = new Date (form.entdate.value);
	
	var dateok = 0;
	
	if (isValidDate (form.entdate.value))
		{ dateok = 1; 
		}
	else {
		 }
	
	if (dateok != 1)
		{ alert ("Please enter date in format mm/dd/yyyy");
		}
	
	else if (olddate.getTime() > new Date().getTime()) 
		{ alert (" Date cannot be in the future");
		}
	else {
	var twoyears = new Date();
	var threeyears  = new Date();
	var fouryears  = new Date();
	var fiveyears  = new Date();
	var sixyears  = new Date();
	var sevenyears  = new Date();
	
	var credit = 0;
	
	
	twoyears.setYear (twoyears.getFullYear () -2);
	threeyears.setYear (threeyears.getFullYear () -3);
	fouryears.setYear (fouryears.getFullYear () -4);
	fiveyears.setYear (fiveyears.getFullYear () -5);
	sixyears.setYear (sixyears.getFullYear () -6);
	sevenyears.setYear (sevenyears.getFullYear () -7);
	
	if (olddate.getTime() > twoyears.getTime()) { 
		credit = lb * .40; 
			}
		
	else if (olddate.getTime() > threeyears.getTime()) { 
		credit = lb * .35;       
		}
	
	else if (olddate.getTime() > fouryears.getTime()) { 
		credit = lb * .30;       
		}
		
	else if (olddate.getTime() > fiveyears.getTime()) { 
		credit = lb * .25;       
		}
		
	else if (olddate.getTime() > sixyears.getTime()) { 
		credit = lb * .20;       
		}
		
	else if (olddate.getTime() > sevenyears.getTime()) { 
		credit = lb * .15;       
		}
	
	else { credit = 0;
		}
	}
		
	
	
	var t17tot = 0;
	var t33tot = 0;
	var t39tot = 0;

	
	t17tot = Number(form.t17t.value);
	t33tot = Number(form.t33t.value);
	t39tot = Number(form.t39t.value);
	
	subt = (p + 100 + t17tot + t33tot  + t39tot + t19tot + t42tot + t421tot);
	grandt = (p + 100 + t17tot + t33tot  + t39tot + t19tot + t42tot + t421tot - credit);
	
	subt= CurrencyFormatted(subt);
	form.subtot.value = '$ '+ subt;
		
	grandt = CurrencyFormatted(grandt);
	form.ftotal.value = '$ ' + grandt;
	
	t19tot = CurrencyFormatted(t19tot);
	form.t19.value = '$ ' + t19tot;
	
	t42tot = CurrencyFormatted(t42tot);
	form.t42t.value = '$ ' + t42tot;
	
	t421tot = CurrencyFormatted(t421tot);
	form.t421t.value = '$ ' + t421tot;
	
	credit = CurrencyFormatted(credit);
	form.R8credit.value = '$ ' + credit; 
	
	p = CurrencyFormatted(p);
	form.premium.value = '$ ' + p;
	
	
	}